4-Bed HMO - Social Housing

Social Housing 4 bed HMO Investment Opportunity
Long-Term Government-Backed Lease | Strong Cash Flow | Refinance Potential
ROCE: 24% | Gross Yield: 9% | Passive Investment Opportunity

An excellent opportunity to acquire a well-positioned property in North Lincolnshire, ideal for a 3–10-year lease with a social housing provider. This investment is designed to deliver secure, predictable income with minimal landlord involvement.

With a strong refinance potential, attractive cash flow and a proven social housing model, this is an ideal addition to any investor's portfolio.

Investment Highlights
• Purchase Price: £130,000
• Estimated End Value (GDV): £155,000
• Instant Equity: £25,000
• 75% Buy-to-Let Mortgage: £97,500
• 25% Deposit: £32,500
• Total Cash Investment Required: £45,100 (including deposit, SDLT, sourcing fee, legal fees and other acquisition costs)
• Cash-Out Available on Refinance: £18,750
• Money Left in the Deal After Refinance: £26,350
• Guaranteed Annual Rental Income: £14,560.80
• Monthly Guaranteed Rent: £1,213.40
• Annual Net Cash Flow: £6,277.05
• Gross Yield: 9 %
• ROCE: 24%

Why This Investment Works
• Long-term lease opportunity with an established social housing or supported accommodation provider.
• Guaranteed rental income throughout the lease, providing reliable monthly cash flow.
• Institutional-style lease structure with no tenant sourcing or day-to-day management.
• Reduced void risk and predictable income compared with traditional buy-to-let investments.
• Excellent refinance strategy allowing investors to recycle capital while retaining a high-performing asset.
• Strong combination of income, capital growth and long-term stability.

Social Housing Benefits
• Long-term lease agreements typically ranging from 3–10 years
• Rent paid regardless of tenant occupancy
• Professional management throughout the lease
• Lower maintenance responsibilities compared with traditional lettings (subject to lease terms)
• Stable, government-backed demand for quality accommodation

Investor Support Package
Your purchase can be supported by a complete investment solution, including:
• SPV Company Formation & Accounting Support
• Specialist Buy-to-Let & Commercial Finance
• Professional Property & Compliance Management
• Dedicated Conveyancing Solicitors
• End-to-End Purchase Support

Next Steps
This opportunity offers an excellent blend of capital growth, secure income and long-term stability, making it ideal for investors seeking a hands-off, government-backed investment. To request full compliance documentation, discuss the lease terms, or reserve this opportunity, please contact us today.